Do you worry over money and finances?

[kgord]

I think that is my greatest worry really. I haven't had a regular job for quite awhile partly due to anxiety reasons, and my finances are really quite poor right now. I am trying to sell my house and buy one for cash so I don't have a mortgage payment to worry about, but it is slow going. I need to make some improvements to get top dollar, and really I don't have the cash to do so. i would say it contributes alot to my depression as well.

 

[MellowCat]

H kgord Financial strains can be extremely worrying. Anxiety about this can have a definite effect on your mental and physical health. It can keep you from sleeping, eating and taking care of yourself. For me, this certainly has added to my depression in the past as well. I used to worry about finances endlessly when I was still with my ex. He was without work for a long time, and during that time, we went through every penny that we had. Even after he got a job, we were both part time, and the money just was never there. To make matters worse, he would spend money pointlessly when we re in a desperate situation. We were constantly going over our overdraft limit at the bank until they convinced us to take out a loan. After that, it was just the same ... He blew through the loan in a matter of a month. You may be able to get some kind of free financial counseling at your bank. Another option maybe through your community center or town office. Sometimes there are charities that will provide advice in this way, in the same way that some lawyers will take cases pro bono. It might be worth looking into. Outside of that, I would personally just try to keep making as much money as my health would allow. Working at home may allow you to do a little bit, even if you can't get a traditional job. You may be able to sell some handmade crafts online, write articles, or, at the very least, sell odds and ends on Ebay. I made around $500 in 12 days on Ebay when I was getting ready to leave my ex. I just put anything and everything on there. I hope some of this helps, or is at least encouraging. Hang in! We are here for you.

 

[kgord]

Ok thanks for your feedback. I know what I need to do. It is just a question of getting it done. I have a great deal of money tied up in this house, and I don't even like it here. Selling it and getting a more affordable residence is task one. Now the downside is that I need a certain dollar amount to do it., to get top dollarI do sell things. I am totally aware of all the resources out there believe me. I just need to make more money!

 

[Norjak71]

I think about it every day. Compare this with my OCD and I am usually constantly obsessing trying to figure out in my head and different parts of the day how much money I'll need to have for this and that. Things have slowly gotten better and I get a lot of help from family which I'm thankful for but I still like to be able to stand on my own two feet.

 

[kgord]

Yes, I have a friend who helps me out, but I don't like being dependent on him. I also like to do things that cost money..and not being able to recreate the way I like is stresfful, and also contributes to depression. I just am trying to make more money and that is the key...but the whole thing is slow going. Once I can get away from this rural area, I think things will go more smoothly. It is not fun to be stressed and anxious about finances.

 

[It'sJaz]

Sometimes when I think about it, I worry about not having enough money to last the next month, year, etc. But it just makes me work harder for money so I think it's not necessarily a bad thing. I'm also very thrifty and hardly spend unless it's something I really need like food, so I usually end up having enough to last anyway.

 

[Jemina]

I worry about money every day. I'm already in the cheapest accommodation I can find so I can't move somewhere cheaper without being too far from where I need to be to look after my parents. I also can't work outside the home which means that my money is even more restricted and makes me even more worried about things. I try to not spend on anything unless I really need something but it can still be hard to find enough money to scrape by every month sometimes. I hope that for you, moving somewhere new can sort out some of your money worries.

 

[Panic57]

Not being able to cover all your bills or just the thought that you might get sick and not make enough is enough to stress me out. I think the mixture of looking for a well paying job on top of being unemployed and short on cash is one of the worst feelings in the world. It never fails that my bank account doesn't hold an of the money I make for longer than twenty-four hours. Some days I feel like I'm getting ghost checks because the money I earn is already spent on bill before it's even deposited into my bank account. I've been trying to sell odds and ends from around the house to make some extra cash and get rid of the clutter in my life. I agree that poor finances is probably the biggest cause of my anxiety currently.

 

[Laneorexorcist]

I think that the majority of people does, it's an actual common problem among a lot of people, and I think that I personally do but on a long term, because for now and a in a few years I'll be fine, but I think that I care about it on a long term... Because I need it in order to do a lot of things even now, and that kind of sucks.

 

[Pandora]

Money or the lack of money is my major stressor which kicks my anxiety in. Any time I think about money and the bills I have to pay with no money causes me to go off. I have set up a monthly budget but, even walking by my budget cause my anxiety to kick in. When I do go out and force myself to pick up applications I am always wondering if that job will be enough to pay for everything which again, kicks in my anxiety. I have been going through this stress/anxiety cycle for what seems to be a life time. However, I am thankful for the tution aid I get to pay for my college courses other wise my girls and I would be living very closely in a smaller apartment. I am also thankful for the nice landlord we happened to find. He is a blessing and is willing to work with me once in a while.

 

[kelden]

Who doesn't? Even rich entrepreneurs have to worry over money and finances since running a company is not an easy task. The most common worries about money comes when you begin to think about how much you can hold or increase your already sustainable gains, or deal with a mortgage or with a big debt. Now,grow too obsessive about it is certainly unhealthy and you should avoid that, otherwise you will never be happy regardless how much money you will make.

 

[stephonline]

I worry about them all of the time. I am worried bout them right now. I have a bill that is $50 and I only have $15 to my name. It is due on Monday and they take the money out on Tuesday. I am trying to earn at least $20 today and I might recycle some cans to get more money. I really don't know what I am going to do. I might have to sell some blood plasma on Monday morning.

 

[tonitoni]

I'm sorry to hear that, stephonline. That will definitely cause me a lot of anxiety. But I'm inspired by people like you who don't give up and are exploring all possible avenues. I'm praying for you to pull through this. I'm worried all the time myself, but I'm trying to make some changes and use my anxiety to force myself to be more productive. I hope we all overcome our troubles!

 

[sidney]

I'm quite lucky to not worry about finances at this time, because I currently have moved back in to my parent's house, so everything is free, from food, electricity, water, etc. so I only have to worry about my personal expenses at this point. But when I was buying my own food, gosh, meeting your weekly budget without depriving yourself can be a challenge, since I tend to buy food that I don't really "need", if you know what I mean.

 

[abonnen]

I use to worry about money a lot, becasue we have a very low annual income and sometimes it its hard to be positive. Lately though I have been having the mindset, I will pay bills when I can and that is literally all I can do in my life at this point. I am not saying I will not pay bills (because that isn't right) but I pay them when I can. My budget is very tight, I spend 150 dollars on groceries a month, and we both get 20 dollars a paycheck for fun money and the rest goes to bills.

 

[Corzhens]

I am a worrier when it comes to finances because I have a hangup. When I was young, I have witnessed how my mother would run away from debts. When the phone rings, she would instruct me to answer and tell the caller that she is out. When I got a job and a life of my own, that lingering thought made me aware that finances should be handled properly otherwise you will get sleepless nights like my mother had years ago. But in fairness to me, my worrying have a positive effect because my financial status is safe and sound. And although I have several credit cards, I make it a point not to overspend otherwise I would have a problem. I have a policy to live within my means and I never ever try to keep up with the Joneses, so to speak. It is as simple as this - if I don't have the money to buy then wait for the money before I buy (whatever it is I desire).

 

[MissTea]

There is a very big difference between worrying and planning. You really need to be taking this time to create a proper plan for how you want to proceed with your financial goals. If you just sit and worry nothing will ever change. Or it might change but in a negative and non-productive way. You must create a plan of action for how you want to proceed and then follow it. I've always found that when I have anxiety that is connected to my finances, it always helps when I make a plan. I feel a bit more in control of the situation.

 

[djordjem87]

I live in Serbia so we are born with a big debt on our side. I do worry because I am way over my head with problems and bills that are yet to be paid. I have no idea how people manage to live here and have everything paid and maintained. If I had solid finances, and I am speaking of basic security, I would have been married or just planning kids till now. It is basically impossible and people are fleeing this country like it is a epidemics or a war. I got so used to that stuff that even when I have nothing much to pay I still think of these things and it is very stressful. If you add all my disorders you can get a very good picture of how much stress I receive everyday.

 

[NormaD]

We grew up in a house where there was always a shortage of money and there was never enough to go round. This had the effect on me and I constantly used to worry about not having enough money for the things that I needed and wanted. I learned how to deal with these feelings by replacing my limiting beliefs about money with more positive and empowering beliefs such as "I am the kind of person who finds it easy to make money" and "money comes easily to me."

 

[justsayyes]

I do worry about money all the time and it definitely intensifies my depression as well. I feel so useless and a failure because when i was younger i was so sure i'd be more stable at this time of my life and have more financial freedom but as it turns out, I'm struggling hard. I really don't know what i was thinking when i was a kid. Real life is hard. I guess i expected too much of myself and my familys expectations of me didn't help either.