bad luck

Today I decided to be spontaneous and bought a ticket to see an EDM artist this Saturday with a friend or so I thought. Turns out my friend had conflicting plan, one that I apparently was invited to and then promptly was forgotten about by my two friends who I thought were going as a group...

I am a complete budget- loving- hating-person. I am a careful budgeter because I have some near future goals I would like to attain and I need a strict budget to make them happen. Anyway, this month several random annual bills have come due, I should have been prepared for them but I am not. I...