Spending Money Causes Anxiety

[DDNatureLover]

I'm glad I saw there were replies and came back to re-read this thread. It reminded me that I had a bill due in a few days that I had to pay. Even though money is extremely tight, I recently made the decision recently that I had no choice but to forego a few things I could put off, in order to purchase a refurbished computer to replace my old one that was on its last legs. I received it yesterday, and got it mostly set up. I still have to tweak a few things, but having the updated technology will help me a little with regard to making a little money online, as well as organizing my papers and files, so I can finally cut down on some of the clutter around here. Having a cleaner, more organized work space helps me focus, and bringing in a little extra money will help ease the financial situation somewhat. 

 

[DylanRowan]

It doesn't cause anxiety for me. I tend to use all the money I get in a single blow, but I've learned to manage it from time to time. It used to make me feel bad because I wasn't using the money I got like I was supposed to. Lots of willpower was required for me to stop doing it. But now, I have more control than I did before. 

 

[djanx]

It doesn't cause anxiety for me. I tend to use all the money I get in a single blow, but I've learned to manage it from time to time. It used to make me feel bad because I wasn't using the money I got like I was supposed to. Lots of willpower was required for me to stop doing it. But now, I have more control than I did before. 

Yeah that's what I used to do too. It wasn't until I left my first full time job and looked at my retirement fund that I realized how much money I could have saved. I mean the retirement fund thing was the only real saving I had. After that I started putting money away buying bonds because they generally have lock-in periods and money that you can't take out simply gets saved. Slowly, I stopped buying bonds and started saving that amount. But, saving money is always stressful. Spending money is even more stressful once you realize how much money gets wasted in unproductive pursuits.

 

[x0xLikeMex0x]

I haven't had financial stability yet. I'm lucky that my mom helps me out with finances. I don't like asking her for money, but by the end of the month, my money runs out before the next pay day. Maybe that's because I go to school and work half-time. I also had to move away from home. 


I grew up with my family always being low in money. My mom was the main income. My dad hasn't worked for a few decades now, since he used to have tuberculosis. Financially, my dad was never there for me. So I'm used to living with not getting everything I want. 


I want to minimize my living costs. I'm thinking about reorganizing my closet and getting rid of all the stuff I don't wear anymore. My current plan is to pretty much leave only darker colors in my closet, so I will not only save time while shopping for new clothes or picking out an outfit in the morning, but I will also save while washing my clothes. Basically I want to get rid of all the excess stuff I have.

 

[NiMil]

Spending money definitely causes anxiety for me. Maybe it's because I'm fing poor, but it does. Not like a fall in bed and cry type of anxiety, just general anxiety knowing that I have X amount, and now that I'll spend this money, I'll have X less.


I mean, I still go out maybe twice a year and I spend like there's no tomorrow. But I guess to me that's just something I do to treat myself considering all the rest of my time is spend on the computer trying to start some sort of a business and increase my income and get to financial freedom one day.


But yeah, I save all the money I can, and spending it is definitely not my favorite thing to do. But if I was financially secure and comfortable, it wouldn't be so much of a problem for me.

 

[DDNatureLover]

I'm also in the process of downsizing. When I moved here, I thought it would be the last place I lived. At the time, this was a stable, pretty safe neighborhood. Since then, it's changed a lot. There seem to be more problems, between the drug users and irresponsible dog owners, and also the area has built up a lot, so there's more traffic and noise to deal with, so at this point, I figure I've got at least one more move in me. I don't have any money to move, but even if I do come into some money, I'd rather divest myself of the things I no longer want or need, so that any eventual move will be less costly. 

 

[kgord]

Yes, I hate thinking about bills. I won't even look at the electric bill right now, because the thought of it stresses me out. I mean it will get paid, as I have a friend who helps me with my bills, if I can't pay them, Bless him really! however, that doesn't mean I like paying them or having to have assistance with paying it. It is kind of silly, but I like to pretend it doesn't exist, until I really have to pay it. I am so grateful that I haven't had to have the heat or AC on in here. I have used a heater a couple of times, and the fan once or twice but that is about it!