"Bad Luck" heightens my anxiety

Discussion in 'The Lounge' started by Rachelle, Apr 20, 2017.

  1. Rachelle

    Rachelle New Member

    I am a complete budget- loving- hating-person. I am a careful budgeter because I have some near future goals I would like to attain and I need a strict budget to make them happen. Anyway, this month several random annual bills have come due, I should have been prepared for them but I am not. I know that I have to pay my credit card fee annually and a few other things, but since I wasn't thinking about them I now feel like it is 'bad luck.'

    What has me stressing today is that so far I've had 4 things come due so my budget is tight. Again, all fine and dandy. EXCEPT now my anxiety about my pets is on high alert. All I keep thinking is... OMG what if one of them is sick and then I have to go to the vet and have another bill. My mind is telling me "Clearly I'm having bad luck this month with all of these bills coming due at the same time, that means something bad will happen to my pets." :(

    I know this is not logical. Anxiety is not logical. I don't want to spend the rest of my day, MONTH in a panic attack that something is going to happen to my pets simply because a few bills came due. HELP. Kind words would be greatly appreciated right now.

    janemariesayed likes this.
  2. janemariesayed

    janemariesayed Junior Member

    It isn't bad luck that has found you, it was your bad planning. It can, and should be easily rectified although, when you first realise I know it's a stress.

    You only need to get in touch with who you need to make payments to and each one of them will agree to a weekly plan to pay it off. Work out your incomings and outgoings and see what you have left over that you can put towards catching up with your bills. You see? It's not so difficult. I've been in that situation as well and this is how I dealt with it. I called and visited and spoke with everyone. They all made an agreement with me to pay what I could afford and now I've caught up. They can't get blood out of a stone so it's tough. You do the best to pay them back and your conscious is clear.

    This doesn't affect your pets. Your pets are healthy. The only way it affects them is that they will have to cut back on treats for a while till you've got spare cash again.;) Sometimes if I'm short on funds till payday, my dogs have fruit or raw veg as a treat. It's cheaper and healthier to give them a crunchy carrot. Give your pets a hug and relax. :happy:
    Rachelle likes this.
  3. Rachelle

    Rachelle New Member

    Thank you for the kind words. They love carrots and broccoli!

    I have the savings to pay for everything. I'm just such a planner that when things get off kilter like that it tends to throw me. My anxiety increases and I think very irrationally. But, I'm working on it and I really appreciate the support of this group!
    janemariesayed likes this.
  4. janemariesayed

    janemariesayed Junior Member

    It is good that you have savings that you can use on a rainy day. If your pets do need help then you know that you can deal with it straightaway. You are obviously doing your best by them so you should be able to relax where they are concerned. You are not alone, I worry about my two dogs which in turn makes me anxious.

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